Free Tool
Medicare IRMAA Calculator 2026
IRMAA is based on your income from two years prior — your 2026 Medicare Part B premium is determined by your 2024 Modified Adjusted Gross Income (MAGI).
Your estimated 2026 Part B premium: $202.90/month
| 2024 MAGI | IRMAA | Total Part B Premium |
|---|---|---|
| ≤ $106,000 | $0.00 | $202.90 |
| $106,001 – $133,000 | $74.00 | $276.90 |
| $133,001 – $167,000 | $187.00 | $389.90 |
| $167,001 – $200,000 | $299.90 | $502.80 |
| $200,001 – $500,000 | $412.90 | $615.80 |
| > $500,000 | $443.90 | $646.80 |
If your income has dropped since 2024, you may appeal your IRMAA. Contact Social Security at 1-800-772-1213.
Have questions about your Medicare costs?
Book Free Consultation → Informational purposes only. This is an educational estimate based on published 2026 brackets, not a determination of your actual premium. Only the Social Security Administration can confirm your exact IRMAA. Price Services Group is an independent agency not connected with or endorsed by the U.S. government or the federal Medicare program.