Coverage Options
Essential, Secure & Complete Coverage Packages
Whether you're on Medicare or looking for health insurance under 65, Kayla Price builds a complete protection plan around your primary coverage — not just a single product. Every package starts with your health plan first. The ancillary products come after, layered in based on your needs and budget. Every quote is personalized; pricing shown here is for illustration only.
Medicare Track
Building protection around your Medicare plan
Step 1 is always your Medicare plan — Part A & B, Medicare Advantage, or Medicare Supplement + Part D. These packages show what we build around it.
Essential
The foundation every Medicare plan should have.
- Medicare Plan with Prescription Coverage (Medicare Advantage or Medicare Supplement + Part D)
- Cancer, Heart & Stroke (CHS) protection
A great starting point for healthy beneficiaries focused on keeping monthly costs low.
Get Started →Secure
Essential coverage, plus protection for everyday health costs.
- Medicare Plan with Prescription Coverage
- Cancer, Heart & Stroke (CHS) protection
- Dental, Vision & Hearing coverage — or a Hospital Indemnity Plan
Most popular choice. Adds DVH or Hospital Indemnity to cover what Medicare leaves behind.
Get Started →Complete
Full peace of mind — health, life, and financial protection.
- Medicare Plan with Prescription Coverage
- Cancer, Heart & Stroke (CHS) protection
- Dental, Vision & Hearing coverage
- Hospital Indemnity Plan
- Recovery Care coverage Recovery Care covers short-term rehabilitation costs after a hospital stay — filling a gap most people don't discover until they need it.
Best for clients who want comprehensive protection across healthcare, life insurance, and asset planning.
The Fixed Indexed Annuity / Safe Money component is handled by our retirement planning partner, Prosperity Services Group.
Get Started →Not sure which package fits? That's exactly what a free consultation is for — Kayla Price will walk through your health needs, budget, and current coverage, then recommend the package that makes sense for you. No pressure, no obligation.
Already on a Medicare Advantage plan? Look up your OTC benefit — most members have $400–$2,000 in unused credits.
Schedule a Free Consultation →Health Insurance Under 65 Track
Building protection around your ACA or health insurance plan
Step 1 is always your health insurance plan — ACA Marketplace, off-exchange, or short-term medical. These packages show what we build around it. ACA plans may qualify for subsidies based on your income.
Essential
Core health coverage with basic ancillary protection.
- ACA Marketplace plan or off-exchange health insurance
- Cancer, Heart & Stroke (CHS) protection
For individuals and families who want solid health coverage and basic protection against a serious diagnosis.
Get Started →Secure
Health coverage plus protection against gaps and high out-of-pocket costs.
- ACA Marketplace plan or off-exchange health insurance
- Cancer, Heart & Stroke (CHS) protection
- Accident & injury coverage
- Dental, Vision & Hearing — or Hospital Indemnity Plan
Ideal for self-employed individuals, families between jobs, or anyone with a high-deductible health plan who wants a real safety net.
Get Started →Complete
Comprehensive protection for your health and your family's financial future.
- ACA Marketplace plan or off-exchange health insurance
- Cancer, Heart & Stroke (CHS) protection
- Accident & injury coverage
- Dental, Vision & Hearing
- Hospital Indemnity Plan
- Life Insurance
For families or individuals who want complete coverage — health, critical illness protection, and life insurance all in one review.
Get Started →ACA plan availability and subsidy eligibility varies by income and location. Contact us for a personalized quote.
Not sure which package fits? That's exactly what a free consultation is for — Kayla Price will walk through your health needs, budget, and current coverage, then recommend the package that makes sense for you. No pressure, no obligation.
Schedule a Free Consultation →Questions
Coverage packages — common questions
What's the difference between Essential, Secure, and Complete?
Essential covers the foundation — a primary health plan (Medicare or ACA/off-exchange) plus Cancer, Heart & Stroke (CHS) protection. Secure adds Dental, Vision & Hearing coverage (or a Hospital Indemnity Plan) and, on the ACA track, accident & injury coverage. Complete adds Hospital Indemnity, Recovery Care (Medicare) or Life Insurance (ACA) on top of everything in Secure, for the most comprehensive protection.
Is the pricing shown for these packages a real rate?
No — the packages shown here are for illustration only. Every quote is personalized based on your health needs, budget, and current coverage, which is why a free consultation is the next step.
What if I'm not yet 65 or not on Medicare?
Use the Health Insurance Under 65 track below. It covers ACA Marketplace plans (subsidized if you're eligible), off-exchange health insurance, and short-term medical coverage for individuals and families under 65.
Does Medicare cover everything these packages include?
No — Medicare covers a lot, but not everything. These packages show how additional coverage (like Cancer, Heart & Stroke or Dental, Vision & Hearing) can be layered around your Medicare plan to close common gaps.
How do I know which package is right for me?
That's exactly what a free consultation is for. Your licensed insurance agent will walk through your health needs, budget, and current coverage, then recommend the package that makes sense — no pressure, no obligation.
What's the difference between the Medicare and ACA tracks?
Medicare is for people 65 and older (or those with qualifying disabilities). ACA Marketplace plans are for people under 65 who don't have employer coverage or Medicare. Kayla helps clients on both tracks — the process starts with your primary health plan, then we build ancillary coverage around it.
What is Recovery Care coverage?
Recovery Care is a supplemental plan that pays benefits when you need short-term rehabilitation after a hospital stay — like a skilled nursing facility or inpatient rehab. Medicare covers skilled nursing only up to 100 days and has specific requirements. Recovery Care fills the gap so you're not stuck with unexpected bills during recovery.