You are doing what you can to protect your children and their future. This will include their financial well-being. This is exactly why having life insurance at a young age is very important.

Why should I get children's whole life insurance?

Children’s whole life insurance can be lifetime protection. Parents and/or grandparents can get a children's whole life insurance policy as a way to make sure their loved one starts securing their financial future. Starting early can help them get a lower premium rate and build cash value. Also, you are able to secure future insurability. This means that they can buy additional life insurance at various times in the future when their needs change, no matter their health changes.