AEP 2026 Runs October 15 – December 7
AEP 2026 is here.
Is your Medicare plan still the right fit?
Medicare AEP 2026 runs October 15 through December 7, 2026 — the annual window when anyone on Medicare can switch Medicare Advantage or Part D plans for coverage starting January 1, 2027.
Premiums, provider networks, drug formularies, and plan benefits all reset for Plan Year 2027. A free 30-minute review before December 7, 2026 makes sure you're not overpaying or losing coverage you rely on.
⏰ AEP 2026 Deadline: December 7, 2026 — Plan Year 2027 changes take effect January 1, 2027
Ready to review your plan?
Walk through our full AEP 2026 review guide and checklist, then schedule your free AEP review — start at /aep-2026.
Why review every year
6 reasons your Medicare coverage deserves a second look this AEP
Drug formularies reset January 1
Your medication may shift to a higher cost tier next year. A formulary check during AEP takes minutes and can save hundreds.
Your doctor's network status may change
Plans renegotiate provider contracts each year. Your current physician may not be in-network under the same plan in 2027.
New plans are available every year
Carriers add and modify plans annually. The best option for your situation this year may not have existed last year.
Your plan's star rating may have dropped
CMS publishes star ratings each fall. Plans below 3 stars for consecutive years risk contract termination — your annual check is your early warning.
The 2026 Part D cap changes the math
The $2,100 annual out-of-pocket cap on Part D is in effect for 2026. How your plan structures cost-sharing under that cap matters more than the premium alone.
You haven't reviewed with an agent this year
An independent licensed agent compares every plan available in your county against your prescriptions and providers. It takes 30 minutes. It costs nothing.
How it works
Your free AEP review — 3 steps, 30 minutes
Book a 30-minute call
Choose phone or video — no in-person required. Kayla serves clients across NC and 9 other states.
We review your current coverage
Have your plan card and medication list ready. We check what's changing in your plan for 2027.
We compare every available option
Side-by-side comparison of all plans we offer in your area — matched to your doctors, drugs, and budget.
What to have ready: Your Medicare card, a list of your current medications (name + dosage), and the name of your primary care doctor and any specialists you see regularly.
Book your review
Schedule your free Medicare plan review
Phone or video — your choice. Kayla Price will confirm within one business day. Deadline: December 7, 2026.
By submitting this form you consent to be contacted by Price Services Group, L.L.C. regarding your Medicare inquiry. We do not sell your information. This is not a TCPA opt-in for recurring messages.
Questions
About the free AEP review
When is Medicare AEP 2026?
The Medicare Annual Enrollment Period (AEP 2026) runs October 15 through December 7, 2026. Anyone on Medicare can switch plans, add or drop Medicare Advantage, or change their Part D drug plan during this window.
When do AEP changes take effect?
Any changes you make during AEP 2026 take effect January 1, 2027 — that's the start of Plan Year 2027.
Can I change from Medicare Advantage to Original Medicare during AEP?
Yes. AEP is the broadest Medicare enrollment window — you can switch from Medicare Advantage back to Original Medicare (and add a standalone Part D plan) during this period.
How long does a Medicare review take?
A review with Kayla Price takes about 30 minutes by phone or video. Have your Medicare card and current medication list ready.
Is the Medicare review really free?
Yes. As a licensed insurance agent, Kayla Price is compensated by the insurance carrier when you enroll in a plan — never by you. There is no charge for the consultation, whether you switch plans or not.
More Medicare resources
- Medicare Advantage plans
Compare Part C options by county and carrier.
- Medicare Supplement (Medigap)
Fill the gaps in Original Medicare coverage.
- Part D drug plans
Find the right formulary for your prescriptions.
- About Kayla Price
Licensed independent Medicare agent, 10 states.
- 5 Mistakes to Avoid During AEP 2026
Common missteps to watch for before December 7.
TPMO Disclosure: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. For informational purposes only — not insurance, legal, or financial advice. Consult a licensed insurance agent and confirm details at Medicare.gov. NPN: 18530055. Agency NPN: 20387435.
Reviewed by Kayla Price
Licensed Insurance Agent | NPN: 18530055
Licensed in NC, SC, GA, FL, VA, MD, MI, KS, TX, OH
Last reviewed: July 2026