Free Guides & Tools

Downloadable guides, calculators, and a free course — everything you need to understand Medicare and retirement planning, at no cost.

Medicare Guides

T65 Medicare Guide (PDF)

A clear walkthrough of what to expect as you approach Medicare eligibility at 65 — enrollment periods, plan types, and common mistakes to avoid.

Annuity & Retirement

PSG Annuity Guide

How fixed indexed annuities work and how they can fit into a retirement income plan — in plain language, no jargon.

Tools & Calculators

Medicare Calculators

Interactive tools to estimate Part D drug costs and compare Medicare Advantage vs. Medigap break-even points for your situation.

Use the Calculators →

LearnMedicare Free Course

A free, self-paced educational course covering Medicare basics from start to finish — at your own speed, no cost.

Start the Course →

Frequently Asked Questions

Are these Medicare guides really free?

Yes — every guide on this page is free to download, with no obligation to enroll in anything or work with us.

Will I be enrolled in anything by downloading a guide?

No. Downloading a guide only sends you the resource by email. You'll only be enrolled in a plan if you choose to work with us and complete an application.

What's the difference between the T65 Medicare Guide and the PSG Annuity Guide?

The T65 Medicare Guide walks through what to expect as you approach Medicare eligibility at 65. The PSG Annuity Guide explains fixed indexed annuities and how they can fit into a retirement income plan.

What is LearnMedicare.org?

LearnMedicare.org is a free, self-paced educational course covering Medicare basics, built by our team — separate from any specific plan or carrier.

Have questions about your options?

Kayla can walk you through what these resources mean for your specific situation — no obligation.

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